The Spring 2019 Waive/Enrollment period is now closed.
The Fall 2019 Waive/Enrollment period will open in May 2019
Check this site for the date it will open.


Click Here to Access Student Blue 

If you have questions, email, call 704-687-7435,or come by the Insurance Office in the Student Health Center 
8:30 am - 4:00 pm   Monday - Friday



  • Students are required to have health insurance. Students may remain on their parents’ insurance or buy their own insurance. Students provide the university proof of insurance with an on-line waiver. Students without insurance may purchase the Student Blue Student Health Insurance.
  • The web portal is open to waive or enroll in the Student Blue insurance.  Click the Student Blue UNCC link above.  Verification of insurance will begin in November 2018. 
  • The premium for Spring 2019 Student Blue health insurance is $1,293.88. If you have insurance, you must have an approved waiver or your will be responsible for the Student Blue insurance premium of $1,293.88.
  • Please read the emails from Student Blue and Student Health Insurance Dept. for the most up-to-date status of your waiver request. Emails will be sent to the student’s .uncc email address. Student Blue has the option for you to have a secondary email address, such as a parent’s address. 


The UNC System has selected Student Blue as the Student Health Insurance carrier for the 2018-19 academic year. Student Blue is underwritten by Blue Cross Blue Shield of North Carolina. 

The Student Blue premium for 2018-19 is charged twice a year.

  • $1,293.88 for the Fall Semester. Coverage from August 1, 2018 through December 31, 2018.  Your insurance must have an effective date no later than September 1, 2018.
  • $1,293.88 for the Spring Semester. Coverage for January 1 through July 31, 2019.  Your insurance must have an effective date no later than February 1, 2019.

Twelve months of Student Blue is equivalent to a monthly premium of $215.65.

  • The deadline to waive the student health insurance is January 31, 2019.  All waivers must be submitted on-line at the Student Blue site (link above). An approved waiver will remove the $1,293.88 charge from a Student Account in 4-6 weekdays.
  • Students who have an existing Blue Cross Blue Shield plan for family or individual coverage must complete the waiver process as well. Students who are covered under a different health insurance plan are welcome to consider Student Blue.
  • If you have out-of-state health insurance, please review your insurance plan to confirm the type of medical coverage it has in the Charlotte region. The waiver verification process does not check this. 



The following UNC Charlotte students are required to have health insurance and are automatically charged $1,293.88 for the UNC System Student Health Insurance Plan when they register for the semester. You must provide proof of insurance on-line at the Student Blue link above in order to waive the premium:

  • Undergraduate Students: enrolled in six or more degree-seeking credit hours.
  • Graduate Students: enrolled in three or more credit hours in a degree-seeking or certificate program.
  • International Students: all F-1 and J-1 visas - regardless of credit hours



  • The Insurance Requirement does not apply to students enrolled in a Distance Education program.
  • Many online courses are not designated as Distance Education.
  • Medicaid Family Planning is not credible health insurance and will not be approved to obtain a waiver.
  • If you have been charged $1,293.88 for the Student Blue plan on your UNC Charlotte Student Account, you are required to have insurance.
  • Only students who are eligible for the mandatory hard waiver UNC System Student Health Insurance Plan are eligible for coverage.
  • All charges for the Student Blue insurance premium will appear on your UNC Charlotte Student Account. Please review it to see charges and credits. When your waiver has been approved, a credit of the amount of the premium amount will appear on your Student Account.
  • Student Blue insurance will NOT provide coverage for dependents, (spouses, domestic partners and children). It also does not cover students on a voluntary basis.
  • To waive using Tricare insurance, enter the sponsor or Military Member’s social security number. 
  • If you are purchasing Student Blue insurance, you must go online to activate the insurance. 
  • Insurance premiums cannot be prorated.

If you have any questions about the insurance or why you were charged for insurance, please call or email us. Also, feel free to come to the Insurance Office on the Student Health Center lower level.

Phone: 704-687-7435

Updated 10/25/18