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The UNC System has selected Student Blue as the Student Health Insurance carrier for the 2015-2016 Academic Year. Student Blue is underwritten by Blue Cross Blue Shield of North Carolina. The premium and benefits for the plan year August 1, 2015 thru July 31, 2016 are under review and has not yet been finalized. 

  • The Fall 2015 waiver period will begin when the 2015-16 plan has been finalized.  This is expected by the middle of May 2015.  Please check back for updates.
  • The Fall 2015 waiver period will end September 10th.
  • To be eligible for a waiver, your insurance must have an effective date no later than October 1, 2015.
  • Students who have an existing Blue Cross Blue Shield plan for individual or family coverage must complete the waiver process as well.  Students who are covered under a different health insurance plan are welcome to consider Student Blue.
  • If you have out-of-state health insurance, please check with your insurance plan to confirm the type of medical coverage it has in the Charlotte region.  The waiver verification process does not verify this.


The following UNC Charlotte students are automatically charged for the UNC system-wide Student Health Insurance Plan when they register for the semester and must provide proof of insurance in order to waive the cost:

  • Undergraduate Students (enrolled in six or more on-campus credit hours)
  • Graduate Students (enrolled in three or more on-campus credit hours and working towards a degree or certificate program)
  • International Students (all F-1 and J-1 Visas - regardless of credit hours)






Last updated 04/24/15

Insurance Info

UNC Charlotte
Student Insurance Office
is located downstairs
in the Student Health Center.

For assistance regarding
insurance coverage, waivers, claims, or insurance forms, please stop by our office.

Monday - Friday 8:30 AM-5:00 PM


Student Blue Insurance is being managed by BCBS of NC.  For claims and other questions, please call 1-888-351-8283.